Fintech

Fintech coverage across every StreamSage desk, filed under Fintech: Banking, Payments, Lending, Wealth, Insurance, Remittances, Open Banking, Regtech. Page 4.

• Regulators Expand 18-Month Exam Cycle for Community Banks

  Federal agencies have increased eligibility for the 18-month exam cycle, easing supervisory requirements for community banks.

• Coinbase and Moov target stablecoin payments at 1,000 community banks

  The partnership embeds Coinbase's Payments API and custodial wallets into Moov's platform, enabling small banks to offer settlement and merchant acceptance without building their own crypto infrastructure.

• MoneyGram rolls out stablecoin Visa card in Colombia

  The digital card supports USDC balances and allows users to pick up local currency at MoneyGram locations across the country.

• Latitude Raises $35 Million Series A for Stablecoin Off-Ramps

  The company holds 39 U.S. money transmission licenses and targets local payout rails in emerging markets.

• Brazilian banks sell crypto to clients but own none

  Client-facing crypto shelves are expanding, yet Central Bank filings show zero proprietary holdings on Brazilian bank balance sheets as of March 2026.

• Bottomline Deal Has No Go-Live Date and No Pilot Bank

  The Bottomline-Chainlink deal processes $16 trillion in annual payments, yet neither firm has disclosed a launch date or named a pilot bank.

• DBS and Citi complete first weekend USD payment via tokenized deposits

  The transaction used Swift's Digital Ledger to move US dollars between Singapore and the U.S. outside traditional banking hours, per the banks.

• DBS and Citi complete weekend USD payment on Swift ledger

  The Singapore-to-New York transfer settled in minutes using tokenized deposits, according to a joint announcement from the two banks.

• Small Firms Added Tools, Not Growth

  Small businesses added digital tools and cross-border suppliers, but their growth gap versus larger firms has only widened.

• Swiss Re, Allianz and Lloyds Automate Insurance Claims

  Swiss Re’s ClaimsGenAI flagged over 1,000 fraud alerts in its first year, while state regulators pilot a new AI oversight tool.

• 92% of U.S. Health Providers Now Require or Encourage Patient Prepayment

  Providers asking patients to prepay rose to 92% this year from 81% in 2025, while unpaid patient bill shares remain near 50% a year later.

• Treasury reports $9 billion in Iranian funds moved through US banks in 2024

  New "Operation Economic Outcast" campaign aims to end the war, but experts say banks must tighten scrutiny of correspondent relationships to cut the flow.

• Better mortgage locks bitcoin for decades via rehypothecation

  The desk verified the 250% collateral ratio and found the collateral cannot be recovered until the underlying 30-year mortgage is fully repaid.

• FDIC Raises Reciprocal Deposit Cap to $30 Billion for Qualifying Banks

  The new rule replaces the previous $5 billion limit with a tiered calculation allowing banks to hold more business operating cash.

• Hargreaves Lansdown Rolls Out Bitcoin Trading to Two Million Clients

  The UK platform now sells Bitcoin exchange-traded notes to two million clients after previously stating the asset was too volatile.

• OpenReserve receives OCC approval for national bank charter

  The startup must raise $210 million in capital and meet a 12% leverage ratio before it can open for business in Salt Lake City.

• Andreessen Horowitz-backed OpenReserve secures preliminary OCC approval for national bank charter

  The Block reports that Andreessen Horowitz-backed OpenReserve received preliminary conditional approval from the Office of the Comptroller of the Currency to establish a full-service national bank.

• Revolut begins EURR rollout in three European markets

  Bridge Building holds the MiCA issuance license while Revolut distributes the token to its existing user base.

• nCino Adds $100M Buyback After Q2 Revenue and Cash Flow Surge

  nCino authorized a new $100M share repurchase program as Q2 revenue rose 8% to $161M, with CEO Sean Desmond citing AI capability growth.

• ACI Worldwide to Acquire Cranium for Card Switching Tech

  ACI will integrate Cranium’s SYNAP framework into ACI Connetic for Cards, a move expected to close in the third quarter of 2026.